Help to Buy (England) Calculator

Use the calculator below to find out how you could move into your CALA home in Bedfordshire, Cambridgeshire, Essex, Hertfordshire, Norfolk or Suffolk.

The price cap for this region is £407,400. 

(up to £407,400)

Min £100K
Max £407K

(Minimum 5% of the house value required)

Min 5%
Max 60%

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Min 10%
Max 20%

Your results

To purchase a home valued at:
And with a % deposit value of:
You would need to secure a mortgage of:
To be eligible for a Government loan of:

Please note that this tool is for information purposes only and does not represent professional financial advice.

See the full terms and conditions for the scheme below.

5.2% APR TYPICAL. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Terms & Conditions

Security over your home is required. Help to Buy cannot be used in conjunction with part exchange.

Availability of other incentives/offers subject to lenders criteria and CALA’s discretion.

For the first five years there is no fee charged on the equity loan component. At the start of year six a fee of 1.75% is payable on the equity loan, which rises annually by RPI inflation plus 1%. The equity loan is provided by the HCA and held as a second charge. 

Your mortgage lender’s deposit requirements may vary, but you should usually expect to contribute a deposit of at least 5% of the purchase price.

Available on selected properties, and subject to the Government’s specific terms, conditions and qualifying criteria.

CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT SEEK INDEPENDENT ADVICE.

CALA Homes