Help to Buy

Own your home with as low as a 5% deposit. Find out more about the government initiative designed to support first time buyers and existing homeowners.

Help to Buy in England

We’re delighted to bring homebuyers the good news that, with the help of the Homes and Communities Agency’s (HCA) Help to Buy Equity Loan Assistance Scheme, you could soon be able to own your dream CALA home.

With a Help to Buy Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

With the Help to Buy Equity Loan Assistance Scheme, you purchase 100% of your home and legally own 100% of your home. Help to Buy Equity Loan Assistance could make owing your home more affordable. 

 

 

 

Find out more

Help to Buy (Scotland)

We’re delighted to bring homebuyers the good news that, with the help of the Scottish Government’s Help to Buy (Scotland) scheme, you could soon be able to own your dream CALA home.

Help to Buy (Scotland) Scheme is an initiative for homebuyers who may need help with deposit funds, enabling them to obtain a mortgage of between 80% and 85% with as little as 5% deposit. You can choose to repay the equity loan at any time without penalty, or on the sale of your home.   

With the Help to Buy (Scotland) Scheme, you purchase 100% of your home and legally own 100% of your home.  

 

Find out more